My retirement plan is 100% contingent on me finding a buried treasure at some point.

Commentary:
"Who needs a boring 401(k) when you've got a treasure map and a sense of adventure?! ๐Ÿ—บ๏ธ๐Ÿ’ฐ Retirement goals set to 'X marks the spot' level! โ›๏ธโœจ#PirateLife"